Kolkata: The Association of Microfinance Institutions – West
Bengal (AMFI-WB) will be organizing the 10th Edition of Eastern India
Microfinance Summit 2025 in association with MFIN and Sa-Dhan, and supported by Equifax as Knowledge Partner and M2i as Research Partner.
This year the theme of the Summit is Reimagining Microfinance towards Viksit Bharat. The
10th Eastern India Microfinance Summit 2025 will be held on 10th of
December 2025 at Dhono Dhanyo Auditorium, Alipore, in Kolkata.
India has set for itself an ambitious and transformative vision of
becoming a developed nation by 2047—Viksit Bharat. Central to this
aspiration is inclusive growth that reaches every household, especially
low-income families and women borrowers. Microfinance plays a pivotal role in
bridging this gap by ensuring equitable access to financial services for
communities often excluded from mainstream finance.
However, the past year and a half have tested the microfinance sector
with repayment challenges, concerns around over-indebtedness, and pandemic
aftershocks. Despite these pressures, the sector has demonstrated remarkable
adaptability—strengthening guardrails, reinforcing responsible practices, and
aligning more closely with evolving regulations of the Government of India and
the Reserve Bank of India.
The theme of this year’s summit — “Reimagining Microfinance towards Viksit Bharat” — centres around
three interconnected pillars that collectively shape the future trajectory of
the microfinance sector. Recovery
remains a critical priority as institutions continue to rebound from the
disruptions of COVID-19, workforce attrition, and portfolio stress. The sector
is steadily regaining momentum by rebuilding stronger operational systems,
enhancing staff capacity, and re-establishing confidence within borrower communities.
Equally vital is the pillar of Protecting
Borrowers, which reinforces the foundational responsibility of
microfinance to safeguard client welfare. Strengthened compliance frameworks,
greater transparency, and robust client protection mechanisms are ensuring that
credit is extended in a responsible and ethical manner, thereby minimizing the
risks of over-indebtedness and ensuring that financial support genuinely
improves household resilience. The third pillar, Inspiring Investor Confidence,
underscores the indispensable role of funders in sustaining sectoral stability
and growth. With clearer regulatory guidance, stronger governance practices,
and improved institutional resilience, the microfinance sector continues to
demonstrate its credibility and long-term viability, positioning itself as a
dependable and attractive segment within the financial services industry.
The 10th Eastern India Microfinance Summit 2025 provides an important
platform for collaboration among MFIs, banks, fintechs, investors, regulators,
and civil society to shape a resilient, people-centric microfinance ecosystem
aligned with India’s development goals.
The 10th Eastern India Microfinance Summit 2025 is expected to bring
together key stakeholders to reflect on challenges, share insights, and
co-create a robust, responsible, and future-ready microfinance ecosystem that
aligns strongly with the national aspirations of Viksit Bharat.
The Association of Microfinance Institutions
- West Bengal (AMFI - WB): The Association of Microfinance Institutions
- West Bengal (AMFI - WB) is an institution which endeavors to promote and
develop microfinance in the state of West Bengal. Founded as a self-regulatory
organization, and registered as a Public Charitable Trust in 2010, AMFI-WB
encompasses a community of microfinance organizations that operate in West
Bengal. https://amfi-wb.org/

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